Last reviewed: October 27, 2026
How the calculator works
Choose your location, home details and the upgrades you are planning. The tool applies typical installed-cost ranges and typical bill-saving percentages for each upgrade, adds the incentives that are currently available where you live, and shows an estimated rebate total, yearly savings, payback time and a 15-year savings chart.
What help exists in Canada in 2026?
The Canada Greener Homes Grant and Loan are closed to new applicants, so this calculator does not add them to your total (Natural Resources Canada). Many provinces, cities and utilities run their own programs, and amounts differ widely. Check the Natural Resources Canada page for any federal programs that remain open.
Before you buy
- Ask your provincial energy office or utility about rebates before you purchase.
- Get at least three written quotes.
- Keep itemized invoices.
Method and limits
Savings are a percentage range of your current annual energy bill, capped at 95%. Payback is net cost divided by yearly savings. Regional amounts marked (est.) are rough estimates. This is an independent information tool, not financial, tax or legal advice. See our editorial policy.
Frequently asked questions
Can I still get the Canada Greener Homes Grant or Loan?
No. Natural Resources Canada has closed both to new applicants. Some provinces, cities and utilities still run their own rebates.
Are there heat pump rebates in my province?
Some provinces and utilities offer them, and the programs vary widely. This calculator shows estimated provincial amounts where available, so confirm with your provincial energy office or utility before you buy.
Is there still federal help for home upgrades?
Check the Natural Resources Canada initiative page for programs that remain open, as availability has changed.
How accurate is this calculator?
It gives estimates only. Costs and savings use typical ranges, and your quote, home, climate and energy prices decide the real numbers. Always confirm incentives on the official program site.
Do you store my data?
No. Your answers stay in your browser session and are cleared when you close the tab. We do not ask for your email.